The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Loan Fees
Georgia Vehicle Title $18.00
UCCI - UCCI Cross Reference $10.00
LOC & Share Advance $15.00
HELOC Loan Advance $25.00
Refinance Fee $25.00
Research Fee for SPCU $75.00
Minimum Mortgage Application Fee $125.00
Late Payment 5% of payment amount - $5.00 minimum
Loan Payment Advance $10.00
Loan Application Fee $15.00
Gap Insurance $325.00

*Any other filing fees required to record a loan.

Visa Credit Card Fees
Application Fee $15.00
PIN Replacement $5.00
SPCU Instant Statement $2.00
Late Payment $15.00 /20.00
Lost Credit Card Fee $10.00

 

Savings Fees
Admin. Fee new Member $10.00
Excess Withdrawal $10.00
Excess Manual Transfer to Checking $5.00
Early Christmas Club Withdrawal $25.00
Reopen Any Closed Account $25.00
Check Deposit Returned (1st Party) $20.00
Check Deposit Returned (3rd Party) $20.00

 

Checking Fees
Monthly Service Charge
If below $300.00 during month
$7.00
Deposit Item Return $20.00
Instant Statement $2.00
ATM/Debit Overdraft Transfer $10.00
ATM/Debit Overdraft $28.00
NSF Overdraft Transfer $5.00
NSF Return/Force Paid $28.00
Stop Payment $29.00
ACH Revocation/Stop $29.00
Check Copy $1.50
LOC System Transfer $15.00
ATM/Debit Card/PIN Reorder $15.00
ATM/Debit Card Reorder $10.00
ATM/Debit PIN Reorder $5.00
ATM/Debit Reactivation $25.00
MICR Exception $10.00

 

Miscellaneous Fees
Cashiers Check/SPCU Checking $4.00
Wire Transfer $20.00
International Wire Fee $30.00
Express Mail $25.00
Check Cashing Fee $5.00
Fax Fee (Per Page) $1.00
Returned Mail Fee $5.00

 

Thruth-In-Savings Disclosure