At Savannah Postal Credit Union, we offer the VISA® credit card. Our credit cards offer convenience and buying power as well as low cost. Savannah Postal Credit Union can help you establish a VISA® Classic Credit Card. With our VISA Classic Credit Card you will spend less on fees and interest charges. You'll enjoy the following benefits:

  • No annual fee
  • No minimum finance charges
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Optional life and disability insurance available at low rates

Please click here to report a lost or stolen Savannah Postal CU VISA® Classic credit card or click here for the credit card payoff calculator.


How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases)."

Effective Date. The information about the costs of the card described in this application is accurate as of March 1, 2016.
This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Other Disclosures

Application Fee: $15.00
Late Payment Fee: 15.00/$20.00 (if you are more than 15 or more days late)
Statement Copy Fee: $2.00
Document Copy Fee: $2.00
Ruch Fee: $25.00
Emergency Card Replacement Fee: $15.00
PIN Replacement Fee: $5.00
Card Replacement Fee: $10.00