The following fees may be assessed against your account and
the following transaction limitations, if any, applied to
your account.
| LOAN FEES |
| Georgia Vehicle Title |
$18.00 |
| UCCI - UCC1 Cross Reference |
$10.00 |
| LOC & Share Advance |
$15.00 |
| HELOC Loan Advance |
$25.00 |
| Refinancing Fee |
$25.00 |
| Research Fee for SPCU |
$75.00 |
| Minimum Mortgage Application Fee |
$125.00 |
| Late Payment |
5% of payment amount - $5.00 min. |
| Loan Payment Advance |
$10.00 |
Loan Application Fee
Any other filing fees required to record a loan |
$10.00 |
| VISA CREDIT CARD FEES |
| Application Fee |
$10.00 |
| Card Replacement |
$15.00 |
| PIN Replacement |
$5.00 |
| SPCU Instant Statement |
$2.00 |
| Late Payment |
$15.00/$20.00 |
| Over the Limit |
$15.00 |
| SAVINGS FEES |
| Admin. Fee New Member |
$10.00 |
| Excess Withdrawal |
$10.00 |
| Excess Manual Transfer to Checking |
$5.00 |
| Early Christmas Club Withdrawal |
$25.00 |
| Reopen Any Closed Account |
$25.00 |
| Check Deposit Returned (1st Party) |
$20.00 |
| Check Deposit Returned (3rd Party) |
$20.00 |
| SHARE DRAFT (CHECKING) FEES |
Monthly Service Charge
If below $300.00 during month |
$7.00 |
| Deposit Item Return |
$20.00 |
| Instant Statement |
$2.00 |
| ATM/Debit Overdraft Transfer |
$10.00 |
| ATM/Debit Overdraft |
$28.00 |
| NSF Overdraft Transfer |
$5.00 |
| NSF Return/Force Paid |
$28.00 |
| Stop Payment |
$25.00 |
| ACH Revocation/Stop |
$25.00 |
| Check Copy |
$1.50 |
| LOC System Transfer |
$15.00 |
| ATM/Debit Card/PIN Reorder |
$10.00 |
| ATM/Debit Card Reorder |
$5.00 |
| ATM/Debit PIN Reorder |
$5.00 |
| ATM/Debit Reactivation |
$25.00 |
| MISCELLANEOUS FEES |
| Cashiers Check/SPCU Checking |
$4.00 |
| Wire Transfer |
$20.00 |
| International Wire Fee |
$30.00 |
| Express Mail |
$20.00 |
| Check Cashing Fee |
$4.00 |
