SPCU VISA® Debit cards are “real time”.

What does this mean for our members?

  • When deposits are made to your account the funds are available for use without having to wait for an upload from batch processing.
  • Your account balance is automatically updated whenever you make a transaction .
  • Enhanced security with your card.
    • With up to date processing on your account balances, you're able to view your account transactions sooner which will protect your account from potential fraud.
  • Always keep a register of all your purchases with a running balance so you will know what your available balance should be.

Our VISA® Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. Your card works at millions of locations that accept VISA® Debit Cards. Your VISA® Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply).

The VISA® Debit Card is available with our Checking accounts. Click here to print a VISA® Debit Card application.

Please contact us if you have any other questions about the VISA® Debit Card. Click here to report your card lost or stolen card. Click here to print a Debit Card Dispute Form.